Hello loves! I’m planning on posting updates soon (read finally!) and so I thought I might tell you guys about what happened to me just two weeks ago, i.e. one of the worst and most stressful weeks of my life!

Sunday: I find out that someone has used my bank account to try and deposit a fraudulent check in the amount of $4,800. Now of course I noticed it immediately because I don’t usually cash checks like that! Lol. So I call the bank, tell them to freeze this second account that I have and they tell me that I have to go to the actual bank to get a brand new card. Inconvenient but I’m like whatever and plan to go

Monday: I have to be at work today by 1pm and I’ll be working til 10pm, so I wake up extra early (8am) so that I can be ready to go to the bank. I AM NOT A MORNING PERSON! So naturally I’m like already low-key pissed that I have to go to the bank to get this card but whatever. I go and everything is fine, I work late, I’m exhausted and I don’t want to look at anything but some webtoons before I go to bed.

Tuesday: Once again I’m working from 1-10pm so I only have my mornings free. I try to go and get some gas and find out that my card is declined. I’m not only embarrassed but when I call the bank, they tell me my account has been closed! By this point I’m close to cussing because no one wants to really explain why. I don’t carry cash so I have no personal money on me and I have quite a bit saved in my account. I’m on the phone for 3 hrs talking to randoms from the bank before I finally get an answer: they closed my account because someone in Tennessee cashed that bad check I mentioned. When I explained that it obviously wasn’t me, they tell me it’s policy! By this point I have no more time, I have to go to work. I’m pissed all day and now I have to spend my day off dealing with nonsense.

Wednesday: Today’s my day off, so I do laundry get ready to leave the house and go to the bank. They refuse to give me the money from my bank account and tell me that I have to once again call another number. That takes 2 more hours. By this time, it’s almost 3pm and y’all know the banks close by 5pm. When I finally get “Risk management” on the phone they tell me it’s standard procedure blah blah blah, basically I had to talk to them before I could get my money. They tell me to go to the bank immediately to pick up my cash otherwise it’ll be mailed out to me. Knowing full well that that could take weeks and I have bills to pay now, I high-tail it over to the same bank I was in earlier. Once again, the teller refuses to give me my money. I end up talking to the manager and trying not to be that angry black woman cuz of freaking stereotypes but y’all I’m lit and this guy sees it in my face. He tries calling that number again and has me waiting there almost an hr before he gives up and just gives me my money. On my way out he doesn’t give me back my bank card. When I ask him why, he tells me that I can no longer bank with them period and that my other accounts will be closed as well!!!! I can’t even speak I’m so mad, so I leave the bank and get back on the phones. I spend the rest of my night dealing with ignorance but there’s nothing I can do.

Thursday: I have to work today, my usual 12 hrs, but now I need a new bank account because I had direct deposit set up with my job. I open an account online and then go into the bank to deposit my cash and get a temporary card. Now once again y’all I AM NOT A MORNING PERSON! So I’m pissed as hell already that I’m even awake. I go to a new bank and they tell me they don’t do temporary cards! Like what the hell??? But it’s too late, I already deposited my money. I talk to a manager there about doing something and manage to get a card sent to me faster, but I still have to wait a week. While she’s setting this up, she wants to make small talk and immediately asks me if I’m in high-school or college. Y’all know I’m sensitive about my baby looks and I about kill that woman with my eyes and tell her very stiffly that I’m a grown woman of 26 and not in either. She shuts up thankfully and I’m outta there but now I have another problem. I have no card to pay my bills with and EVERYTHING was set up with my old account. I have to change everything over but I can’t until I get the banking info from my new bank.

Friday: Once again working 12 hrs but now I’m spending my morning changing all my accounts and resetting everything which is a pain in the because now I have to pay everything with money orders. I’m riding around everywhere paying off rent and light bills and people are just getting on my nerves everywhere! By the time I’m done I have about 30 minutes to rest before I work for the rest of the freaking day.

Saturday: I’m supposed to get paid on Fridays every week, but now that I have no direct deposit, I find out that my job sent my paycheck to my last closed account even though I sent in documentation to have the direct deposit stopped. Now I have to wait til whenever the bank releases the funds and then for my job to mail out a check(Which btw didn’t get for almost two weeks) So all my cash in the no-card having bank account is all the money I have to my name and I have to leave and go to one everytime I need something. I’m not happy.

Sunday: It’s my day off and the end of my week but y’all I’m still so pissed, I have to go food shopping which I hate and I get no writing done so still not a good day!

Anyways, what do you guys think? Does it even make sense for a bank to close your account when they let someone put in a false check? Isn’t that their fault? And why did they have to close my account? And to this day, my direct deposit for my job is still waiting to be set up! They completely ruined my flow and the new phone I was trying to buy was put on back burner, I had to pay a late fee on my rent, and overall just caused me to run around like a crazy person. Have you guys had bad weeks? Let me know in the comments and much love! ~Andrea.